Percentage Calculator

Easily calculate percentages, percentage increase/decrease and find percentage of a number.

The four percentage questions, and how they differ

Almost every percentage problem is one of four: finding a part, finding the whole, finding the rate, or finding the change. They share a formula but differ in which term you solve for, and mixing them up produces answers that are confidently wrong.

Formula

part = whole x (rate / 100) | rate = (part / whole) x 100 | whole = part / (rate / 100)

Percent means "per hundred", so 18% is simply the fraction 18/100 written in a different notation.

Identify which of the four you have

Write down which two of the three quantities - part, whole, rate - you already know. The one missing tells you which arrangement to use.

  • Part unknown: "What is 18% of 250?" Multiply: 250 x 0.18 = 45.
  • Rate unknown: "45 is what percent of 250?" Divide and scale: 45 / 250 x 100 = 18%.
  • Whole unknown: "45 is 18% of what?" Divide by the decimal rate: 45 / 0.18 = 250.
  • Change unknown: "From 250 to 295, what is the increase?" Difference over the original: 45 / 250 x 100 = 18% increase.

Increases and decreases do not cancel

A 20% rise followed by a 20% fall does not return you to where you started. From 100, you go to 120, then 20% of 120 is 24, leaving 96. You are 4% down.

The reason is that each percentage applies to a different base. To reverse a 20% increase you need a decrease of 16.67%, and to reverse a 20% decrease you need an increase of 25%.

The compact rule: an increase of x% is multiplication by (1 + x/100), and it is undone by multiplication by 1 / (1 + x/100), not by (1 - x/100).

Percentage points, and why journalists get corrected

When an interest rate moves from 4% to 5%, that is a rise of one percentage point and a rise of 25 percent. Both statements are accurate and they describe very different magnitudes.

The convention is settled: use percentage points when subtracting two percentages, and percent when expressing the relative change between them. Central banks and statistical agencies use "basis points" for hundredths of a percentage point, so 25 basis points is 0.25 percentage points.

Worked example

A team of 340 people grows to 391 over a year, and 22% of the new headcount is in engineering. Two different percentage questions are hiding here.

Growth rate: (391 - 340) / 340 x 100 = 15% increase. Engineering share of the growth: 22% of 51 new people is 11.22, so 11 people once rounded.

Note what you cannot conclude. Knowing engineering was 22% of the growth tells you nothing about engineering as a share of the whole team, because the two percentages have different bases.

Percentages as fractions and multipliers

PercentFractionDecimalMultiplier for an increase
5%1/200.051.05
10%1/100.101.10
12.5%1/80.1251.125
20%1/50.201.20
25%1/40.251.25
33.3%1/30.3331.333
50%1/20.501.50
100%1/11.002.00

Recognising 12.5% as one eighth and 33.3% as one third makes a great deal of mental arithmetic trivial.

Frequently Asked Questions

Because the gain is measured against the reduced base. From 100 down to 50, getting back to 100 means adding 50 to a base of 50, which is 100% of it. The deeper the loss, the more disproportionate the required recovery.

More. 150% of 80 is 120. This differs from "150% more than 80", which means 80 plus 150% of 80, giving 200. The word "of" and the word "more" change the calculation entirely.

Only if every underlying base is the same size. Otherwise you need a weighted average, or better, recompute from the raw totals. Averaging a 90% pass rate from 10 students with a 50% rate from 200 students gives 70%, when the true combined rate is 51.9%.

Divide by 1 plus the rate, do not subtract the rate. At 20% VAT, a gross price of 120 has a net price of 120 / 1.20 = 100, and VAT of 20. Subtracting 20% would incorrectly give 96.

One hundredth of a percentage point. A 50 basis point rate rise moves 4.00% to 4.50%. The term exists precisely to avoid the percent versus percentage point ambiguity in financial reporting.

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References

Last reviewed: 2026-08-07. This page is informational. For legal, medical, tax, or financial decisions, confirm the result with a qualified professional.